From gross to net salary in Spain in 2026

Your gross salary (bruto) is what you agree with your employer; your net salary (neto) is what reaches your account. In between are two deductions: the employee's Social Security and IRPF.

Step by step

1. Social Security: 6.5% of your contribution base on a permanent contract. On €30,000 gross that is €1,950 a year.
2. Net work income: gross minus Social Security and €2,000 of other expenses the tax office allows every employee.
3. Reductions: lower salaries get the work-income reduction.
4. IRPF: the state scale and your region's scale apply to what remains, minus the tax on your personal allowance.

A full example

On €30,000 gross in Cataluña, single, no children, permanent contract:

• Social Security: €1,950
• IRPF: €4,959
• Net per year: €23,091, that is €1,924 in 12 payments or €1,649 in 14.

In total you pay 23.03% of your gross between Social Security and IRPF.

What changes the net figure

• Your region: half of IRPF is regional. See which region charges the least.
• Your personal situation: children, dependent parents, age or disability change the tax-free allowance.
• The number of payments: it does not change the yearly net, but it does change each monthly payment. See 12 or 14 payments.

For your exact case, enter your gross in the calculator and see every step.