How much of a pay rise reaches your pocket

Why a pay rise does not turn fully into net pay, how much you keep of each extra €1,000 depending on your salary, and why moving up a bracket never costs you money.

You get a €2,000 gross rise, but your payslip does not go up by €2,000 divided by twelve. The reason is your marginal rate: the rise is taxed at the rate of your top bracket, not your average rate.

Examples in Cataluña

  • From €30,000 to €32,000 gross: your net rises €1,290 a year.
  • From €35,000 to €38,000: it rises €1,920.
  • From €45,000 to €50,000: it rises €2,922.
Gross per yearEmployee, net per yearEmployee, per payment (14)Autónomo, net per year
€30,000€23,091€1,649€20,883
€32,000€24,382€1,742€22,076
€35,000€26,317€1,880€24,193
€38,000€28,237€2,017€26,091
€40,000€29,464€2,105€27,502

Why you never lose money

Moving up a bracket does not make your whole salary pay more: the higher rate only applies to the new part. You always keep something from every extra euro. See marginal and effective rates.

The low-salary zone

On salaries between €15,000 and €20,000, a rise can yield less than expected because it shrinks the work-income reduction and the minimum-wage deduction. It still pays, but less.

When negotiating

Ask for the rise in gross but think in net: that way you know whether it is really worth it. See negotiating salary with net in mind.

Enter your current and new salary in the calculator to see the exact difference.

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